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Arrears: what happens when owners do not pay: country by country

The provision on this topic in each place we have a verified source for, with the date it was last checked.

PlaceShort answerProvisionLast verifiedPage
ItalyTo collect the contributions approved by the assembly, the administrator can obtain an immediately enforceable payment order (decreto ingiuntivo) without the assembly's authorisation.Art. 63, commi 1-3, disp. att. c.c.Read
SpainOwners who are not up to date with all overdue debts to the community when the meeting starts, and have not challenged them in court or deposited the sum with a court or notary, may speak but cannot vote.LPH art. 15.2Read
PortugalThe minutes of the meeting that fixed the contributions are an enforceable title (título executivo) against the owner who does not pay on time, provided they state each owner's annual amount and its due date.Decreto-Lei n.º 268/94, art. 6.º, n.º 2Read
BrazilAn owner who does not pay the contribution is liable for monetary correction, default interest (as agreed or, if none is agreed, as the Code provides) and a fine of up to 2 per cent of the debt.Código Civil, art. 1.336, § 1ºRead
Mexico CityOwners or possessors in arrears lose their vote at the general assembly but always keep their voice, except in assemblies convened to change the constitutive deed, end the condominium regime or affect ownership of the property.Ley de Propiedad en Condominio de Inmuebles para el Distrito Federal, art. 34Read
ColombiaLate payment of common expenses causes default interest equal to one and a half times the current bank interest rate certified by the banking supervisor, unless the general assembly, with the quorum the regulation sets, fixes a…Ley 675 de 2001, art. 30Read
EcuadorThe settlement of necessary expenses that the administrator or president of the condominium issues, once approved by the general assembly of owners, has the force of an enforceable title (título ejecutivo).Ley de Propiedad Horizontal, art. 13Read
ChileCollection notices (avisos de cobro) for common expenses and other amounts owners owe, when they are signed in person or electronically by the administrator, have executive force (mérito ejecutivo) for collecting them.Ley 21.442, art. 32Read
ArgentinaOwners cannot free themselves from paying any expensa or contribution, even those that accrued before they acquired the unit, by giving up the use of the common things or services, by voluntary or forced sale, or by abandoning…Código Civil y Comercial de la Nación, art. 2049, primer párrafo, y art. 2048, último párrafoRead
CroatiaA debtor who is late with a money obligation owes default interest on top of the principal.Zakon o obveznim odnosima, članak 29., stavak 1., i Zakon o vlasništvu i drugim stvarnim pravima, članak 98., stavak 3.Read
SloveniaWhere a property has more than two owners and more than eight separate units, a statutory real burden (stvarno breme) lies on each separate part in favour of the other owners, for management costs and payments into the…Stvarnopravni zakonik, 120. členRead
LatviaSince 1 January 2026, when an apartment is sold voluntarily, the buyer is liable for the seller's unpaid management costs, utility charges, savings fund payments and land-use fees that arose no earlier than three years before…Dzīvokļa īpašuma likums, 13.1 panta otrā daļaRead
KazakhstanContributions are due by the 25th of the month following the reporting month. From the next day, penalty interest accrues under the law of Kazakhstan, and the claim for arrears is not subject to any limitation period.Закон «О жилищных отношениях», ст. 34-1, пп. 8-10Read
KyrgyzstanThe housing association may set in its charter a penalty (neustoyka) for late payment of mandatory payments, contributions and other common costs.Закон КР № 122, ст. 6, п. 3Read
UzbekistanIf an owner does not pay the mandatory payments into the building's bank account by the 15th of the month, a penalty accrues for each day of delay in the Mening uyim system: 0.4 per cent of the overdue amount for legal entities…ПҚ-48 от 05.02.2026, п. 9 (м)Read
ArmeniaIf owners are late twice with the sums due for the mandatory norms, the building management body may apply to court to recover them, after first warning the debtor in writing.«Բազմաբնակարան շենքի կառավարման մասին» օրենք, հոդված 10, մաս 5Read
Georgia (country)With the agreement of the members' meeting, or by another authorised person, the chairperson can register a member's debt to the association in the Public Registry as an obligation attached to the immovable property, if the debt…კანონი «ბინათმესაკუთრეთა ამხანაგობის შესახებ», მუხლი 14, პუნქტები 5 და 6Read
AzerbaijanAn owner who evades paying, on time and in full, the costs of maintaining their own premises and the common property of the building is fined 100 to 150 per cent of the amount due under the Code of Administrative Offences.İnzibati Xətalar Məcəlləsi, maddə 393-1.4, və Mənzil Məcəlləsi, maddə 140.2Read
Saudi ArabiaThe manager's decisions and the contracts the manager concludes, within the powers given by the law, concerning the shared property, once approved by the Real Estate General Authority (REGA), are an enforceable instrument…نظام ملكية الوحدات العقارية وفرزها وإدارتها، المادة (٢١)Read
FloridaAssessments not paid when due bear interest at the rate in the declaration, or 18 percent a year if the declaration sets none.Fla. Stat. § 718.116(3) and (5)(a)Read
TexasA payment received by a Texas property owners' association is applied in this order: delinquent assessments, current assessments, attorney's fees or third-party collection costs tied to assessments or other charges that can…Tex. Prop. Code § 209.0063(a)Read
CaliforniaA regular or special assessment is delinquent 15 days after it becomes due, unless the declaration provides a longer period.Cal. Civ. Code §§ 5650(b) and 5655(a)Read
ArizonaThe association has a common expense lien on a unit for any assessment from the time the assessment becomes due.A.R.S. § 33-1256(A)Read
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