Where does this come from, and when was it checked?

The quotation is from Ley 675 de 2001, art. 30, at the official source linked on this page. It was last checked against that source on October 2, 2026.

Legal reference

Arrears: what happens when owners do not pay in Colombia

Short answer

Late payment of common expenses causes default interest equal to one and a half times the current bank interest rate certified by the banking supervisor, unless the general assembly, with the quorum the regulation sets, fixes a lower rate. While the default lasts, it may be published in the building, and the assembly minutes list the owners in arrears.

What the law says

Original wording of the law (Spanish). The summary and the notes around it are ours.

El retardo en el cumplimiento del pago de expensas causará intereses de mora, equivalentes a una y media veces el interés bancario corriente, certificado por la Superintendencia Bancaria, sin perjuicio de que la asamblea general, con quórum que señale el reglamento de propiedad horizontal, establezca un interés inferior.

Provision: Ley 675 de 2001, art. 30 · Official text

Last verified: October 2, 2026

Also relevant

Mientras subsista este incumplimiento, tal situación podrá publicarse en el edificio o conjunto. El acta de la asamblea incluirá los propietarios que se encuentren en mora.

Provision: Ley 675 de 2001, art. 30 · Official text

What this means in practice

The statute still names the Superintendencia Bancaria, and the law gives no fixed percentage, so the actual rate has to be checked when it is used. Publication is allowed only in places without constant visitor traffic where the other owners can see it.

General information, not legal advice. Check with a lawyer in Colombia before relying on it, and read your building's own documents: they can change how a rule applies.

Where Unitify fits

Unitify records the debt per unit, records payments and sends reminders. Interest, voting limits, liens and enforcement come from the law above and your own rules and are applied by people; Unitify records the debt and the payments.

How this works in Unitify

Questions and answers

What are the consequences of unpaid contributions in Colombia?: Late payment of common expenses causes default interest equal to one and a half times the current bank interest rate certified by the banking supervisor, unless the general assembly, with the quorum the regulation sets, fixes a lower rate. While the default lasts, it may be published in the building, and the assembly minutes list the owners in arrears.
Where does this come from, and when was it checked?: The quotation is from Ley 675 de 2001, art. 30, at the official source linked on this page. It was last checked against that source on October 2, 2026.

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