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Legal reference

Arrears: what happens when owners do not pay in Uzbekistan

Short answer

If an owner does not pay the mandatory payments into the building's bank account by the 15th of the month, a penalty accrues for each day of delay in the Mening uyim system: 0.4 per cent of the overdue amount for legal entities and 0.1 per cent for individuals, but not more than 50 per cent of the overdue amount for the month.

What the law says

Original wording of the law (Uzbek, Cyrillic). The summary and the notes around it are ours.

мулкдор кўп квартирали уйнинг банк ҳисоб рақамига ҳар ойнинг 15-санасига қадар мажбурий тўловларни амалга оширмаса, ҳар бир кечиктирилган кун учун «Менинг уйим» АБТда кечиктирилган тўлов суммасига нисбатан юридик шахслар учун 0,4 фоиз, жисмоний шахслар учун 0,1 фоиз миқдорида, бироқ ҳар ой учун кечиктирилган тўлов суммасининг 50 фоизидан кўп бўлмаган миқдорда пеня ҳисобланади, бунда ҳисобланган пеня бўйича тўловлар тенг улушларда кўп квартирали уйнинг банк ҳисоб рақамига ҳамда «Менинг уйим» АБТни сақлаш харажатларига йўналтирилади;
Provision: ПҚ-48 от 05.02.2026, п. 9 (м) · Official text

Last verified:

What this means in practice

The penalty is paid in equal shares to the building's account and to the costs of maintaining the system. The same decree provides that, while an owner is in arrears, that owner's payments for electricity are not accepted until the debt is cleared. The quotation is in Uzbek, the authentic language of the decree.

General information, not legal advice. Check with a lawyer in Uzbekistan before relying on it, and read your building's own documents: they can change how a rule applies.

Where Unitify fits

Unitify keeps the house's own records of the debt and the payments and sends reminders. It does not calculate the statutory penalty, and payments go to the building's own bank account.

How this works in Unitify

Questions and answers

What are the consequences of unpaid contributions in Uzbekistan?
If an owner does not pay the mandatory payments into the building's bank account by the 15th of the month, a penalty accrues for each day of delay in the Mening uyim system: 0.4 per cent of the overdue amount for legal entities and 0.1 per cent for individuals, but not more than 50 per cent of the overdue amount for the month.
Where does this come from, and when was it checked?
The quotation is from ПҚ-48 от 05.02.2026, п. 9 (м), at the official source linked on this page. It was last checked against that source on October 2, 2026.
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