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Arrears: what happens when owners do not pay in Chile

Short answer

Collection notices (avisos de cobro) for common expenses and other amounts owners owe, when they are signed in person or electronically by the administrator, have executive force (mérito ejecutivo) for collecting them.

What the law says

Original wording of the law (Spanish). The summary and the notes around it are ours.

Los avisos de cobro de los gastos comunes y de las demás obligaciones económicas adeudadas por los copropietarios, siempre que se encuentren firmados de forma presencial o electrónica por el administrador, tendrán mérito ejecutivo para el cobro de los mismos.
Provision: Ley 21.442, art. 32 · Official text

Last verified:

What this means in practice

The law lists what the notice must show: the owner's share of common expenses and of the reserve fund, the interest and fines owed, and the condominium's total income, monthly expenses and cash balance. The article names the administrator's signature, in person or electronic, as the condition.

General information, not legal advice. Check with a lawyer in Chile before relying on it, and read your building's own documents: they can change how a rule applies.

Where Unitify fits

Unitify records the debt per unit, records payments and sends reminders. Interest, voting limits, liens and enforcement come from the law above and your own rules and are applied by people; Unitify records the debt and the payments.

How this works in Unitify

Questions and answers

What are the consequences of unpaid contributions in Chile?
Collection notices (avisos de cobro) for common expenses and other amounts owners owe, when they are signed in person or electronically by the administrator, have executive force (mérito ejecutivo) for collecting them.
Where does this come from, and when was it checked?
The quotation is from Ley 21.442, art. 32, at the official source linked on this page. It was last checked against that source on October 12, 2026.
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