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Legal reference

Reserve and repair fund rules in Vietnam

Short answer

The buyer or hire-purchaser of an apartment must pay a maintenance fund (kinh phi bao tri) of 2 per cent of the value of the apartment. The amount is calculated separately from the sale price and stated clearly in the contract.

What the law says

Original wording of the law (Vietnamese). The summary and the notes around it are ours.

Đối với căn hộ, phần diện tích khác trong nhà chung cư mà chủ đầu tư dự án đầu tư xây dựng nhà ở bán, cho thuê mua thì người mua, thuê mua phải đóng kinh phí bảo trì là 2% giá trị căn hộ, phần diện tích bán, cho thuê mua này;
Provision: Luật Nhà ở 2023 (Luật số 27/2023/QH15), Điều 152 khoản 1 · Official text

Last verified:

What this means in practice

The developer pays the same 2 per cent on every unit it keeps unsold at handover, valued at the highest apartment sale price in the building. It is a one-off payment based on the acquisition value, not a monthly charge. The money is held in a dedicated bank account opened before the first sale contract is signed. The Housing Law has been in force since 1 August 2024.

General information, not legal advice. Check with a lawyer in Vietnam before relying on it, and read your building's own documents: they can change how a rule applies.

Where Unitify fits

Unitify keeps a balance per unit and records each contribution against the right unit. The size of the fund and what it may be spent on come from the law above and from the owners' decisions.

How this works in Unitify

Questions and answers

What does the law say about the reserve or repair fund in Vietnam?
The buyer or hire-purchaser of an apartment must pay a maintenance fund (kinh phi bao tri) of 2 per cent of the value of the apartment. The amount is calculated separately from the sale price and stated clearly in the contract.
Where does this come from, and when was it checked?
The quotation is from Luật Nhà ở 2023 (Luật số 27/2023/QH15), Điều 152 khoản 1, at the official source linked on this page. It was last checked against that source on September 16, 2026.
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