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Legal reference

Reserve and repair fund rules in Croatia

Short answer

The common reserve fund (zajednička pričuva) is money for maintaining the common parts and installations of the building and for managing the building. Co-owners must pay it monthly into a separate reserve-fund account, in the amount set by the annual maintenance programme, and the act also sets a minimum.

What the law says

Original wording of the law (Croatian). The summary and the notes around it are ours.

Zajednička pričuva su novčana sredstva namijenjena održavanju zajedničkih dijelova i uređaja zgrade i upravljanju zgradom odnosno dijelom zgrade.
Provision: Zakon o upravljanju i održavanju zgrada (NN 152/2024), članak 28., stavak 1., i članak 29., stavci 1. i 2. · Official text

Last verified:

Also relevant

Sredstva zajedničke pričuve suvlasnici su obvezni uplaćivati na poseban račun zajedničke pričuve u iznosu utvrđenom godišnjim programom održavanja zajedničkih dijelova zgrade odnosno višegodišnjim programom održavanja i upravljanja zgradom. (2) Sredstva iz stavka 1. ovoga članka suvlasnici su dužni uplaćivati mjesečno.
Provision: članak 29., stavci 1. i 2. · Official text
Minimalan iznos zajedničke pričuve po četvornome metru vrijednosne površine stana godišnje iznosi 0,54 % etalonske cijene građenja koju objavljuje Ministarstvo.
Provision: članak 29., stavak 3. · Official text

What this means in practice

It is charged on the value area of each separate part, or by co-ownership share. The fund also pays the manager's fee and the representative's fee. The minimum is 0.54 per cent of the reference construction price published by the ministry, per square metre of value area per year; the euro figure depends on which published reference price applies and should be checked before it is used. If no annual programme has been adopted, owners must pay five times the last adopted amount.

General information, not legal advice. Check with a lawyer in Croatia before relying on it, and read your building's own documents: they can change how a rule applies.

Where Unitify fits

Unitify keeps a balance per unit and records each contribution against the right unit. The size of the fund and what it may be spent on come from the law above and from the owners' decisions.

How this works in Unitify

Questions and answers

What does the law say about the reserve or repair fund in Croatia?
The common reserve fund (zajednička pričuva) is money for maintaining the common parts and installations of the building and for managing the building. Co-owners must pay it monthly into a separate reserve-fund account, in the amount set by the annual maintenance programme, and the act also sets a minimum.
Where does this come from, and when was it checked?
The quotation is from Zakon o upravljanju i održavanju zgrada (NN 152/2024), članak 28., stavak 1., i članak 29., stavci 1. i 2., at the official source linked on this page. It was last checked against that source on September 14, 2026.
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