One platform for property managers and developers in Saudi Arabia
Unitify connects access control, video intercoms, dispatching and a resident app into one system, and keeps the association’s billing and reporting organized for the property manager running a REGA-registered owners’ association.
Built for how a REGA-registered owners’ association actually runs
Under Saudi Arabia’s Law of Ownership, Subdivision and Management of Real Estate Units, three or more owners of subdivided units in a shared property must form an owners’ association and register it with REGA within 30 days of formation, and in off-plan projects the clock starts when handover of the second unit begins. The association only gains legal personality, and its own separate funds, once REGA has registered it, and REGA’s Mullak platform runs the whole lifecycle: registration, by-laws, voting, minutes and service-charge invoices.
Service charges are set by the owners themselves in the by-laws and allocated by each unit’s share of the building’s total area, paid into a single bank account held in the association’s own name at a bank licensed in the Kingdom. Once REGA approves them, the property manager’s decisions and contracts become an enforceable instrument against owners under the Enforcement Law, so arrears go straight to enforcement without a lawsuit first. Unitify runs collections, resident communication and reporting for the manager on top of that framework.
Payment rails already in use
Saudi residents already pay recurring bills through the Kingdom’s own national rails. These are how residents already pay, not integrations Unitify connects to.
SADAD
The Saudi Central Bank’s national bill-presentment and payment system, live since 2004, covering every banking channel and licensed digital wallet.
mada
The national card scheme since 1990, covering point of sale, ATMs and e-commerce, and loadable into Apple Pay, Google Pay, Samsung Pay and the mada Pay wallet.
Built around REGA’s rules, not around them
Every claim below links to the primary REGA source it is verified against, not a summary.
Three owners trigger a mandatory association (Law art. 12)
Once three or more owners hold subdivided units in the same shared property, they must form an owners’ association and register it with REGA. In off-plan projects the clock starts when handover of the second unit begins, and buying a unit in a building that already has an association is itself acceptance of its by-laws and resolutions.
Art. 12, Law of Ownership, Subdivision and Management of Real Estate Units, REGA ↗30 days to register, and legal personality only on registration (Reg. art. 10, Law art. 12(2))
Registration must be applied for within 30 days of the association’s formation; if the owners do not, any one of them may apply. The association only acquires legal personality, and its own separate funds, once REGA has registered it.
Art. 10, Executive Regulation, REGA ↗A REGA-approved manager decision is an enforceable instrument (Law art. 21)
Once REGA has approved them, the property manager’s decisions and contracts concerning the shared property are enforceable against owners under the Enforcement Law, so arrears go straight to enforcement, without a lawsuit first.
Art. 21, Law of Ownership, Subdivision and Management of Real Estate Units, REGA ↗Decisions need three-quarters of the building’s area, with a cap on any one owner (Law art. 18(6))
A general-assembly resolution is valid once owners holding at least three-quarters of the total subdivided area approve it, measured by area, not by headcount, and if a single owner’s share exceeds half, his votes are cut back to one half.
Art. 18(6), Law of Ownership, Subdivision and Management of Real Estate Units, REGA ↗Buildings of 100 units or SAR 1,000,000 in assets require a licensed auditor (Reg. art. 27)
An owners’ association covering 100 or more subdivided units, or holding more than SAR 1,000,000 in assets, must appoint an auditor licensed to work in the Kingdom, and a general assembly cannot validly approve the manager’s report without first seeing the auditor’s report.
Art. 27, Executive Regulation, REGA ↗A developer can appoint the first manager alone only above two thresholds (Law art. 19(4), Reg. art. 22)
A developer may appoint the property manager on his own only if the building has at least 100 subdivided units and he retains ownership of at least 10% of them; below either threshold, the owners vote on the chairman’s nominees.
Art. 22, Executive Regulation, REGA ↗The hardware layer, wired into your platform
Intercom, access, video, meters and EV charging connect through mini apps, alongside your requests and billing.
Digital intercom
Calls go straight to the resident’s phone. Entry by app, BLE tag or face.
Access control
Contactless entry by phone or tag. Vehicle access by plate recognition.
Video surveillance
Live cameras, digital archives and plate recognition at the gate.
Meter telemetry
Electricity, water, gas and heat readings arrive automatically, no manual rounds.
EV charging
Stations on the map, sessions booked, billed and tracked in the app.
Building management
Ventilation, heating, lifts and other systems monitored from one dashboard, with instant alerts.
Devices, orchestrator, resident app
Devices
Intercoms, access control, cameras, meters, EV chargers and building systems, from any vendor.
Orchestrator
Unitify connects every device to one dashboard. New hardware plugs in as a mini app, nothing gets replaced.
Resident app
One app for doors, meters, intercom calls and charging. No fifth login to remember.
Questions property managers and developers ask
What is an owners’ association under Saudi law, and when must one form?
Once three or more owners hold subdivided units in the same shared property, they must form an association among themselves and register it with REGA within 30 days of formation. The association only acquires legal personality, and its own separate funds, on registration, and buying a unit in a building that already has one is itself acceptance of its by-laws.
Who runs the state Mullak platform, and what does it require?
REGA runs Mullak. Registration of the association, membership verified against the title deed, election of the chairman, appointment of the property manager, approval of the by-laws, the meeting minutes and the service-charge invoices all run through it, and the by-laws can only be amended with REGA’s approval.
Can a developer appoint the first property manager?
Only above two thresholds together: the building must have at least 100 subdivided units, and the developer must retain ownership of at least 10% of them. Below either threshold, the chairman nominates managers and the owners vote.
How are service charges enforced when an owner does not pay?
Once REGA has approved them, the property manager’s decisions and contracts concerning the shared property become an enforceable instrument against owners under the Enforcement Law, so arrears are pursued through enforcement rather than a full lawsuit.
Can the general assembly vote electronically?
Saudi law does not itself regulate electronic voting for owners’ associations. The quorum and convening procedure live in each association’s by-laws, which REGA approves, and REGA’s own Mullak platform runs the voting and the minutes electronically.
From the blog
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